Public Liability Insurance
No matter how much preparation you apply to protecting and safeguarding your business, accidents do happen, and the simplest accident can be financially devastating.
What is Public Liability Insurance?
Public liability insurance pays out if a customer or member of the public is injured or killed or their property is damaged because of your business.
Public liability insurance is important for all trades, in case someone is injured or killed, or their property damaged because of your business. My Trade Insured offers between £1 million and £5 million in cover (subject to policy taken), to protect you against this cost.
Public liability insurance covers anyone, apart from employees, with whom you interact as part of your business operations.
Public liability insurance does not cover employees, temporary staff, students or people on work placements.
Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services.
It covers you in the event that you give faulty advice that causes financial loss to a client.
If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out Employers liability insurance.
It will cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
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